It's great to have dental insurance, but many dental plans only cover preventive dental care treatments such as regular dental visits, X-rays and dental cleanings. That means if you have your heart set on trying one of the cosmetic dentistry treatments you've seen in ads, chances are your dental insurance won't cover it.
So what is CareCredit exactly? It's a flexible financing program endorsed by the American Dental Association that allows patients to make monthly payments on health care expenses not covered by insurance, including co-payments, deductibles and cosmetic procedures. Think of CareCredit like a health care credit line!
In addition to dental treatment, CareCredit can be used for:
- Cosmetic surgery
- LASIK and vision care
- Veterinary care
- MedSpa treatments
- Hair restoration
- Weight loss programs
CareCredit offers a full range of payment plans to suit a variety of budgets. If your financial situation could benefit from an interest-free plan, you may be able to avoid paying finance charges through the "No Interest Payment Plan." With this plan, you'll pay a monthly minimum and pay off the balance in full within 3, 6, 12 or 18 months.
How to Get CareCredit
Just like with credit cards, you must apply for CareCredit. You can either get an application from a health care provider or apply online at CareCredit's website.
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