Dental Insurance

Dental Insurance Basics Basic coverage may include X-rays, exams, cleanings, fillings and extractions Benefits expire at the end of your benefit year -- use them up! Want someone to call you?

HMO and PPO dental plans are the most common types of dental health insurance. Here's the main difference: With an HMO plan you'll have to pay your entire dental bill if you visit a dentist who is out of network; with a PPO plan, you can visit an out-of-network dentist, but you might have to pay a higher co-payment.

Because each dental insurance plan is different, it's essential to understand all the terms prior to scheduling an appointment with a dentist. Be sure to talk to the dental office staff about your individual dental insurance so you'll understand what care is covered and what's not.

Whether you have HMO or PPO dental health insurance, we'll search for a dentist who works with your plan. Search online or call us directly at 1-866-970-9853 for a dentist near you.

If you're reading this and it's the end of your benefit year, chances are your dental health insurance benefits are about to expire. That means if you have unused individual dental insurance benefits, they'll go to waste if you don't use them before the next benefit year kicks in -- and you won't be able to recoup the money you invested in your dental insurance plan. So if you haven't had your semi-annual ultrasonic dental cleaning yet, now's the time to do it. You've invested your hard-earned money in a dental insurance plan -- take advantage of its benefits. Staying on top of your dental health now can prevent the need for more costly dental treatment later.

Want to find a dentist who accepts dental insurance plans, including yours? Call one of our operators at 1-866-970-9853 for live help 24 hours a day.